📅 Last Updated: December 2024

Welcome to Howzit Portal! These Terms of Service ("Terms") govern your use of our website, services, and platform. By accessing or using Howzit Portal, you agree to be bound by these Terms.

📋 Table of Contents

• 1. Acceptance of Terms
• 2. Our Services
• 3. User Responsibilities
• 4. Prohibited Activities
• 5. Intellectual Property
• 6. User Content
• 7. Payments and Subscriptions
• 8. Cancellation and Refunds
• 9. Limitation of Liability
• 10. Account Termination

1. Acceptance of Terms

By accessing and using Howzit Portal, you accept and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our services.

2. Our Services

Howzit Portal provides a comprehensive platform including:

• Business directory and listings
• Job portal and career services
• Skills marketplace
• Online shopping and e-commerce
• Travel booking services
• Dating and social connections
• Domain registration and management
• Order tracking and management

3. User Responsibilities

As a user of Howzit Portal, you agree to:

• Provide accurate and complete information
• Maintain the confidentiality of your account credentials
• Update your information promptly
• Use the services for legitimate purposes only
• Comply with all applicable laws and regulations
• Respect the rights of other users

4. Prohibited Activities

You may not use our services to:

• Post false, misleading, or fraudulent information
• Engage in spam, harassment, or abuse
• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Transmit viruses or malicious code
• Attempt to gain unauthorized access
• Use automated bots or scrapers
• Compete with Howzit Portal using our data

5. Intellectual Property

All content, features, and functionality of Howzit Portal are owned by Howzit Portal and are protected by copyright, trademark, and other intellectual property laws. You may not use our intellectual property without our prior written consent.

6. User Content

By posting content on Howzit Portal, you grant us a non-exclusive, worldwide, royalty-free license to use, modify, and display your content for the purpose of operating and promoting our services. You represent and warrant that you have the right to grant such license.

7. Payments and Subscriptions

Premium Membership

• Monthly subscription fee of R99
• Automatic renewal unless cancelled
• Payment via credit card, EFT, or other accepted methods
• All prices are in South African Rand (ZAR)

Transaction Fees

• Processing fees may apply to certain transactions
• Refund policies vary by service type
• Currency conversion fees may apply for international payments

8. Cancellation and Refunds

Membership Cancellation

• You can cancel your Premium membership at any time
• Cancellation takes effect at the end of the billing period
• No refunds for partial months

Service Refunds

• Refund requests must be made within 7 days of purchase
• Digital products may have different refund policies
• Refunds are subject to review and approval

9. Limitation of Liability

To the maximum extent permitted by law, Howzit Portal shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services. Our total liability shall not exceed the amount you paid for our services in the preceding 12 months.

10. Account Termination

We reserve the right to terminate or suspend your account at our discretion, with or without cause, including but not limited to:

• Violation of these Terms
• fraudulent or illegal activities
• Requests from law enforcement
• Extended periods of inactivity

🔄 Changes to Terms

We may update these Terms from time to time. We will notify you of any changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our services constitutes acceptance of any changes.

⚖️ Governing Law

These Terms shall be governed by and construed in accordance with the laws of South Africa. Any disputes arising from these Terms shall be resolved in the courts of Johannesburg, South Africa.